Pandemic Academy Week 1: The Res…

Faculty Dr. Zoltán Gros…

PPP: The Government Is Running O…

PPP: The Government Is …

What could a resilient, regional…

We'll hear from Sean Sh…

Dangerous Market Signals | The P…

Market Crash 2.0. ⚠️You…

STOCK MARKET TOMORROWS 5 BIG NEW…

Free Stock Market Class…

Why the 2020 Census Matters for …

Visit https://www.comne…

Top 3 Internet Business to Start…

What do you use the int…

How to Talk to Your Asian Family…

"How do I have conversa…

Saving Lives and Growing Minds :…

Joseph sits down with e…

«
»

How I Manage My Finances in my 20s | Personal Finance System 2020 (Savings, Cards, Spreadsheets)

In this video, I talk about how I manage my finances in my 20s. My personal finance system is divided into two parts: Cash and Investments. For today, I’ll discuss be how my cash system works.

I’ve started seriously managing my personal finances when I turned 18. There’s a lot that I’ve learned since then, so I make videos like these to the things I’ve learned from my experiences.

Some of you guys have been asking me about how many bank accounts you should have. All in all, I have 13 “cash accounts” 🤯 This is made up of the cash I have on hand (3), my bank accounts (5), and my e-wallets (5). I know this sounds crazy, but hear me out!

I like to have separate accounts to separate my funds according to what I intend to use them for. If you put your funds all in one account, it can get tempting to spend them in one go. By having separate accounts, it makes it a bit harder for me to access some funds. As a result, I’m able to curb my impulse buying urges because it literally takes more effort to spend my money.

I also have a spreadsheet where I track everything! In this video, I’ll be talking about my expense tracking spreadsheet, as well as how I track my general financial standing (net worth).

👍 FB Page: https://www.facebook.com/alba.nicoleee

💵 FREE CASH FOR YOU
➜ Shopback: Get cashback when you shop online and PHP100 when you sign up with my link https://www.shopback.ph/nicolealba

1️⃣Bank Accounts
➜ BDO Savings: https://www.bdo.com.ph/personal/accounts/peso-savings-account
➜ Unionbank Playeveryday: https://playeveryday.unionbankph.com/
➜ Best High Interest Savings Accounts: https://www.youtube.com/watch?v=NDwrVUBzzD0&t=2s

2️⃣E-Wallets
➜ GCash: Get PHP 70 worth of freebies when you sign up at https://bit.ly/2ZyrLWy and verify your account
➜ PayMaya Get Php50 when enter 2gn5bsh as invite code or sign up at https://bit.ly/2ZzVjTs and verify your account
➜ Coins.ph: https://coins.ph/

Send this video to your homies so you guys can benefit from managing your finances together! SUBSCRIBE for more videos like this! I post one video a week and I talk about personal finance, self-development, or anything I learn or experience throughout my life as a 20-year-old.

🕰TIMESTAMPS
00:00 Intro, Featured Comments
00:48 Overview
01:41 How I Structure My Accounts
02:46 My Accounts: Cash on Hand
04:02 My Accounts: Banks (BDO, Unionbank)
06:32 My Accounts: E-Wallets (GCash, PayMaya, Coins.ph, Grabpay, PayPal)
09:00 My Spreadsheet Setup: Personal Finance Tracker on Google Sheets
13:00 Outro

🥳Milestones
100 Subs – May 23, 2020
500 Subs – June 6, 2020

🤝Business Inquiries and Collaborations
➜ IG: @alba.nicoleee
➜ Email: alba.nicoleee@gmail.com
⏫HIT ME UP ⏫

➜ My Blog: Wow I Made This https://wowimadethis.com/


#personalfinance #moneysystem

Leave a Reply

Your email address will not be published. Required fields are marked *